/* =======================================================================
   _a11y.css — WCAG 2.1 AA universal layer (palette-agnostic)
   Focus, reduced motion, skip link, link affordance, SR helpers.
   Site-specific contrast fixes are appended below this block per site.
   ======================================================================= */
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,
textarea:focus-visible,summary:focus-visible,[tabindex]:focus-visible,
[role="button"]:focus-visible,[role="link"]:focus-visible{
  outline:3px solid #6f5410 !important;outline-offset:2px !important;border-radius:2px;}
@supports not selector(:focus-visible){
  a:focus,button:focus,input:focus,select:focus,textarea:focus,summary:focus,[tabindex]:focus{
    outline:3px solid #6f5410 !important;outline-offset:2px !important;}}
header a:focus-visible,nav a:focus-visible,footer a:focus-visible,.on-dark a:focus-visible{
  outline-color:#d4bb84 !important;}
@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;
    transition-duration:.001ms !important;scroll-behavior:auto !important;}}
.skip-link{position:absolute;left:-9999px;top:0;z-index:10000;}
.skip-link:focus{left:0;padding:10px 16px;background:#0f1412;color:#fff;text-decoration:none;border:2px solid #b89b5e;}
.sr-only{position:absolute !important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}
html{-webkit-text-size-adjust:100%;}
footer a{text-decoration:underline !important;}
@media (forced-colors: active){
  a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{
    outline:3px solid CanvasText !important;}}

/* ===== Newporter contrast remediation (WCAG 2.1 AA) ===== */

/* Crowne Point Advisory: private-bank editorial. Sharp edges, hairline rules, serif display, one gold accent. */
:root{
  --paper:#f5f1e8; --paper-2:#ece6d8; --ivory:#fbf8f2;
  --ink:#141310; --ink-2:#3b382f; --muted:#5d584c;
  --forest:#0d1210; --forest-2:#131a16; --forest-3:#1b2420;
  --cream:#ede8dd; --cream-2:#bdb7a8;
  --gold:#b89b5e; --gold-lt:#d4bb84; --gold-ink:#6f5410;
  --display:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --body:"Jost",system-ui,-apple-system,"Segoe UI",sans-serif;
  --ease:cubic-bezier(.32,.72,0,1);
  --bg:var(--paper); --fg:var(--ink); --fg-2:var(--ink-2); --fg-3:var(--muted); --accent:var(--gold-ink); --rule:rgba(20,19,16,.14); --rule-2:rgba(20,19,16,.07);
}
.dark,.hero,.phero,footer,.sheet{
  --bg:var(--forest); --fg:var(--cream); --fg-2:var(--cream-2); --fg-3:#a7a191; --accent:var(--gold-lt); --rule:rgba(237,232,221,.16); --rule-2:rgba(237,232,221,.08);
}
.phero.plain,.formcard{
  --bg:var(--paper); --fg:var(--ink); --fg-2:var(--ink-2); --fg-3:var(--muted); --accent:var(--gold-ink); --rule:rgba(20,19,16,.14); --rule-2:rgba(20,19,16,.07);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:400 1.0625rem/1.7 var(--body);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden}
body::after{content:"";position:fixed;inset:0;pointer-events:none;z-index:90;opacity:.04;mix-blend-mode:multiply;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
p{margin:0 0 1.1em;text-wrap:pretty}
h1,h2,h3{font-family:var(--display);font-weight:400;line-height:1.02;letter-spacing:-.02em;margin:0 0 .5em;color:var(--fg);text-wrap:balance}
h1{font-size:clamp(3rem,7vw,6.4rem);font-weight:300;letter-spacing:-.03em}
h2{font-size:clamp(2.3rem,4.6vw,4.2rem);font-weight:300;letter-spacing:-.025em}
h3{font-size:clamp(1.5rem,2.1vw,1.95rem);line-height:1.12;letter-spacing:-.01em}
h1 em,h2 em,h3 em{font-style:italic;font-weight:400;color:var(--accent)}
.wrap{width:min(1320px,100% - 2.5rem);margin-inline:auto}
.narrow{width:min(820px,100% - 2.5rem);margin-inline:auto}
section{padding:clamp(5.5rem,12vw,10.5rem) 0;background:var(--bg);color:var(--fg)}
.dark p,.dark li,.hero p,.phero p{color:var(--fg-2)}
.tint{background:var(--paper-2)}
.lede{font-size:clamp(1.1rem,1.45vw,1.28rem);line-height:1.65;color:var(--fg-2);max-width:36em;font-weight:400}
strong{font-weight:500}

/* section label: small caps + gold rule, no pill */
.eyebrow{display:flex;align-items:center;gap:1rem;font:500 .72rem/1 var(--body);letter-spacing:.26em;text-transform:uppercase;color:var(--accent);margin-bottom:2rem}
.eyebrow::before{content:"";width:2.75rem;height:1px;background:currentColor;opacity:.8}

/* nav: full-width bar, centered wordmark */
.nav{position:fixed;top:0;left:0;right:0;z-index:60;color:var(--cream);transition:background .6s var(--ease),box-shadow .6s var(--ease),padding .6s var(--ease);padding:1.4rem 0}
.scrolled .nav{background:rgba(13,18,16,.86);backdrop-filter:blur(18px) saturate(150%);-webkit-backdrop-filter:blur(18px) saturate(150%);box-shadow:0 1px 0 rgba(212,187,132,.18);padding:.55rem 0}
.nav-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:1rem}
.nav-links{display:flex;gap:.25rem;list-style:none;margin:0 0 0 -.8rem;padding:0}
.nav-links a{display:inline-flex;align-items:center;min-height:44px;padding:0 .8rem;text-decoration:none;font:500 .72rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--cream-2);transition:color .4s var(--ease)}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--gold-lt)}
.brand{display:flex;align-items:center;gap:.75rem;text-decoration:none;color:var(--cream);min-height:44px}
.brand img{width:30px;height:30px}
.wm{display:flex;flex-direction:column;align-items:flex-start;line-height:1}
.wm b{font:500 1.28rem/1 var(--display);letter-spacing:.14em;text-transform:uppercase}
.wm small{font:500 .56rem/1 var(--body);letter-spacing:.52em;text-transform:uppercase;color:var(--gold-lt);margin-top:.4rem}
.nav-r{display:flex;justify-content:flex-end;align-items:center;gap:.75rem}
.nav-cta{display:inline-flex;align-items:center;gap:.8rem;min-height:44px;padding:0 1.25rem;text-decoration:none;font:500 .72rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--cream);box-shadow:inset 0 0 0 1px rgba(212,187,132,.5);transition:background .5s var(--ease),color .5s var(--ease),box-shadow .5s var(--ease)}
.nav-cta:hover{background:var(--gold);color:var(--ink);box-shadow:inset 0 0 0 1px var(--gold)}
.burger{display:none;align-items:center;gap:.7rem;height:44px;border:0;background:none;cursor:pointer;color:var(--cream);font:500 .72rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;padding:0 0 0 .5rem}
.burger i{position:relative;display:block;width:26px;height:10px}
.burger i span{position:absolute;left:0;right:0;height:1px;background:currentColor;transition:transform .5s var(--ease),top .5s var(--ease)}
.burger i span:nth-child(1){top:0}.burger i span:nth-child(2){top:9px}
.menu-open .burger i span:nth-child(1){top:4.5px;transform:rotate(45deg)}
.menu-open .burger i span:nth-child(2){top:4.5px;transform:rotate(-45deg)}
.sheet{position:fixed;inset:0;z-index:55;background:rgba(13,18,16,.97);display:flex;flex-direction:column;justify-content:center;padding:6.5rem 1.5rem 2.5rem;opacity:0;visibility:hidden;transition:opacity .5s var(--ease),visibility 0s .5s}
.menu-open .sheet{opacity:1;visibility:visible;transition:opacity .5s var(--ease)}
.sheet nav{border-top:1px solid var(--rule)}
.sheet nav a{display:flex;align-items:baseline;gap:1rem;color:var(--cream);text-decoration:none;font:300 clamp(1.7rem,7vw,2.5rem)/1.15 var(--display);padding:.7rem 0;border-bottom:1px solid var(--rule);opacity:0;transform:translateY(1.6rem);transition:opacity .6s var(--ease),transform .7s var(--ease)}
.menu-open .sheet nav a{opacity:1;transform:none}
.sheet nav a:nth-child(2){transition-delay:.04s}.sheet nav a:nth-child(3){transition-delay:.08s}.sheet nav a:nth-child(4){transition-delay:.12s}.sheet nav a:nth-child(5){transition-delay:.16s}.sheet nav a:nth-child(6){transition-delay:.2s}.sheet nav a:nth-child(7){transition-delay:.24s}.sheet nav a:nth-child(8){transition-delay:.28s}
.sheet .btn{margin-top:2.2rem;align-self:stretch;justify-content:space-between}
@media (max-width:960px){.nav-l,.nav-cta{display:none}.burger{display:inline-flex}.nav-in{grid-template-columns:1fr auto}}

/* buttons: squared, small caps, long arrow */
.btn{display:inline-flex;align-items:center;gap:1.1rem;min-height:54px;padding:0 1.6rem 0 1.75rem;border:0;border-radius:0;cursor:pointer;text-decoration:none;font:500 .76rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;background:var(--gold);color:var(--ink);transition:background .5s var(--ease),transform .5s var(--ease)}
.btn:hover{background:var(--gold-lt)}
.btn:active{transform:scale(.985);transition-duration:.1s}
.btn .ico{display:inline-grid;place-items:center;width:28px;transition:transform .6s var(--ease)}
.btn:hover .ico{transform:translateX(5px)}
.btn .ico svg{width:28px;height:12px}
.btn-lg{min-height:62px;padding:0 1.9rem 0 2.1rem;font-size:.8rem}
.btn-ghost{background:transparent;color:var(--fg);box-shadow:inset 0 0 0 1px var(--rule)}
.textlink{display:inline-flex;align-items:center;gap:.7rem;min-height:44px;font:500 .74rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--accent);text-decoration:none;background:linear-gradient(currentColor,currentColor) 0 calc(50% + .9em)/100% 1px no-repeat;transition:background-size .6s var(--ease)}
.textlink:hover{background-size:30% 1px}

/* panels (was double-bezel): flat, hairline */
.bezel{border:0;padding:0;background:none}
.bezel>.core{background:var(--bg);box-shadow:inset 0 0 0 1px var(--rule);padding:clamp(1.6rem,3vw,2.6rem);height:100%}
.formcard>.core{background:var(--ivory);box-shadow:0 40px 80px -40px rgba(0,0,0,.55);color:var(--ink)}

/* home hero */
.hero{min-height:100dvh;display:flex;flex-direction:column;justify-content:flex-end;padding:9rem 0 0;position:relative;overflow:hidden;background:radial-gradient(120% 80% at 85% 0%,#1d2a23 0%,transparent 60%),var(--forest)}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:clamp(2.5rem,6vw,7rem);align-items:end;padding-bottom:clamp(4rem,8vw,6.5rem)}
.hero h1{max-width:10.5em;margin-bottom:.45em}
.hero .lede{margin-bottom:2.6rem}
.hero-actions{display:flex;flex-wrap:wrap;gap:1.5rem;align-items:center}
.hero-note{font-size:.88rem;color:var(--fg-3);margin:1.5rem 0 0}
.hero-band{border-top:1px solid var(--rule);display:grid;grid-template-columns:repeat(3,1fr)}
.hero-band div{padding:1.6rem 0;font:500 .7rem/1.5 var(--body);letter-spacing:.22em;text-transform:uppercase;color:var(--fg-3)}
.hero-band div+div{padding-left:2rem;border-left:1px solid var(--rule)}
.hero-band b{display:block;font:400 1.5rem/1.1 var(--display);letter-spacing:.02em;text-transform:none;color:var(--cream);margin-bottom:.3rem}

/* service index (contents-page style) */
.index-cap{font:500 .7rem/1 var(--body);letter-spacing:.26em;text-transform:uppercase;color:var(--fg-3);margin:0 0 1rem}
.routes{display:grid;border-top:1px solid var(--rule)}
.route{display:grid;grid-template-columns:2.6rem 1fr auto;align-items:center;gap:1rem;padding:1.15rem 0;border-bottom:1px solid var(--rule);text-decoration:none;color:var(--fg);transition:padding .6s var(--ease),color .4s var(--ease)}
.route .n{font:italic 400 1.15rem/1 var(--display);color:var(--accent)}
.route b{display:block;font:400 1.35rem/1.15 var(--display);letter-spacing:-.005em}
.route small{display:block;color:var(--fg-3);font-size:.86rem;line-height:1.45;margin-top:.25rem}
.route::after{content:"";width:22px;height:1px;background:var(--accent);opacity:.35;transition:width .6s var(--ease),opacity .4s var(--ease)}
.route:hover{padding-left:.6rem}
.route:hover::after{width:34px;opacity:1}
.tag{display:table;margin:.45rem 0 .1rem;font:500 .6rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--accent);vertical-align:.3em;border-bottom:1px solid currentColor;padding-bottom:.2em}

/* inner page hero */
.phero{padding:clamp(10rem,17vw,13rem) 0 clamp(4.5rem,8vw,6.5rem);background:radial-gradient(120% 90% at 90% 0%,#1d2a23 0%,transparent 55%),var(--forest)}
.phero.plain{background:var(--paper);padding-top:clamp(9rem,15vw,11rem)}
.phero h1{max-width:13em}
.crumbs{font:500 .7rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--fg-3);margin-bottom:1.6rem}
.crumbs a{color:var(--fg-3);display:inline-flex;align-items:center;min-height:44px;text-decoration:none}
.crumbs a:hover{color:var(--accent)}

/* layout helpers */
.split{display:grid;grid-template-columns:5fr 7fr;gap:clamp(2.5rem,7vw,7rem);align-items:start}
.sticky{position:sticky;top:8rem}
.signs{list-style:none;padding:0;margin:0;counter-reset:sg}
.signs li{counter-increment:sg;display:grid;grid-template-columns:3rem 1fr;padding:1.6rem 0;border-top:1px solid var(--rule);font:400 clamp(1.25rem,1.8vw,1.55rem)/1.35 var(--display);color:var(--fg)}
.signs li:last-child{border-bottom:1px solid var(--rule)}
.signs li::before{content:counter(sg,lower-roman) ".";font:italic 400 1rem/1.9 var(--display);color:var(--accent)}

/* steps: roman numerals on a shared rule */
.steps{list-style:none;margin:4.5rem 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);counter-reset:s;border-top:1px solid var(--rule)}
.steps li{counter-increment:s;padding:2.4rem 2.5rem 0 0;position:relative}
.steps li+li{padding-left:2.5rem;border-left:1px solid var(--rule)}
.steps li::before{content:counter(s,upper-roman);display:block;font:italic 300 3.6rem/1 var(--display);color:var(--accent);margin-bottom:1.6rem}
.steps li::after{content:"";position:absolute;top:-4px;left:0;width:7px;height:7px;background:var(--gold);transform:rotate(45deg)}
.steps li+li::after{left:-4px}
.steps h3{margin-bottom:.6rem}
.steps p{color:var(--fg-2)}

/* services ledger */
.ledger{list-style:none;margin:4rem 0 0;padding:0;border-top:1px solid var(--rule)}
.ledger a{display:grid;grid-template-columns:5rem minmax(0,1.1fr) minmax(0,1fr) 3rem;gap:2rem;align-items:baseline;padding:2.6rem 0;border-bottom:1px solid var(--rule);text-decoration:none;color:var(--fg);position:relative}
.ledger a::before{content:"";position:absolute;left:0;right:0;bottom:-1px;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .9s var(--ease)}
.ledger a:hover::before{transform:scaleX(1)}
.ledger .num{font:italic 300 2.2rem/1 var(--display);color:var(--accent)}
.ledger h3{margin:0;font-size:clamp(1.7rem,2.8vw,2.6rem);font-weight:300}
.ledger p{margin:0;color:var(--fg-2);font-size:1rem;max-width:30em}
.ledger .go{justify-self:end;color:var(--accent);transition:transform .6s var(--ease)}
.ledger .go svg{width:30px;height:12px}
.ledger a:hover .go{transform:translateX(6px)}
.ledger .flag{display:block;margin-top:.8rem;font:500 .62rem/1 var(--body);letter-spacing:.22em;text-transform:uppercase;color:var(--accent)}
.ledger li:first-child a{padding-block:3.2rem}
.ledger li:first-child h3{font-size:clamp(2.1rem,3.6vw,3.4rem)}

.kicker{font:500 .7rem/1 var(--body);letter-spacing:.24em;text-transform:uppercase;color:var(--accent);margin-bottom:1.2rem}
.checks{list-style:none;padding:0;margin:1rem 0 1.4rem;border-top:1px solid var(--rule)}
.checks li{padding:.95rem 0 .95rem 2rem;position:relative;border-bottom:1px solid var(--rule-2)}
.checks li::before{content:"";position:absolute;left:.15rem;top:1.55em;width:6px;height:6px;background:var(--accent);transform:rotate(45deg)}

/* person */
.person{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(3rem,8vw,8rem);align-items:center}
.photo{position:relative;margin:0 1.25rem 1.25rem 0}
.photo::before{content:"";position:absolute;inset:1.25rem -1.25rem -1.25rem 1.25rem;box-shadow:inset 0 0 0 1px rgba(212,187,132,.45);pointer-events:none}
.photo img{position:relative;width:100%;aspect-ratio:4/5;object-fit:cover;filter:saturate(.85) contrast(1.03)}
.facts{display:grid;grid-template-columns:repeat(3,1fr);margin:2.6rem 0;border-top:1px solid var(--rule)}
.facts div{padding:1.3rem 1.2rem 0 0}
.facts div+div{padding-left:1.2rem;border-left:1px solid var(--rule)}
.facts b{display:block;font:400 1.6rem/1.1 var(--display);color:var(--fg);margin-bottom:.35rem}
.facts span{display:block;font:500 .66rem/1.5 var(--body);letter-spacing:.18em;text-transform:uppercase;color:var(--fg-3)}

/* FAQ */
.faq{margin-top:3rem;border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:2rem;align-items:center;padding:1.7rem 0;font:400 clamp(1.35rem,2vw,1.7rem)/1.2 var(--display);min-height:44px;transition:color .4s var(--ease)}
.faq summary:hover{color:var(--accent)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:14px;height:14px;background:linear-gradient(var(--accent),var(--accent)) center/14px 1px no-repeat,linear-gradient(var(--accent),var(--accent)) center/1px 14px no-repeat;transition:transform .6s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .a{padding:0 4rem 1.8rem 0;color:var(--fg-2)}
.faq .a p:last-child{margin:0}

/* answers */
.qa{padding:3rem 0;border-top:1px solid var(--rule)}
.qa h2{font-size:clamp(1.8rem,3vw,2.5rem);font-weight:400;margin-bottom:.9rem}
.qa .short{font-size:1.12rem;color:var(--fg);font-weight:500}
.qa p{color:var(--fg-2)}
.toc{columns:2;gap:3rem;padding:0;list-style:none;margin:2.5rem 0 0;border-top:1px solid var(--rule)}
.toc li{break-inside:avoid;border-bottom:1px solid var(--rule)}
.toc a{text-decoration:none;min-height:52px;display:flex;align-items:center;font:400 1.15rem/1.3 var(--display);padding:.4rem 0;transition:color .4s var(--ease)}
.toc a:hover{color:var(--accent)}
table{width:100%;border-collapse:collapse;margin:2rem 0;font-size:.95rem}
th,td{text-align:left;padding:1rem .9rem;border-bottom:1px solid var(--rule);vertical-align:top}
thead th{font:500 .68rem/1.4 var(--body);letter-spacing:.18em;text-transform:uppercase;color:var(--fg-3);border-bottom-color:var(--fg)}
tbody th{font:400 1.12rem/1.3 var(--display);color:var(--fg)}
td{color:var(--fg-2)}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}

/* CTA band */
.cta-band{text-align:center;background:var(--forest);border-bottom:1px solid var(--rule)}
#services{padding-top:clamp(2rem,4vw,3.5rem)}
footer .brand{text-decoration:none!important}
footer{padding-top:4.5rem}
.cta-band .eyebrow{justify-content:center}
.cta-band .eyebrow::after{content:"";width:2.75rem;height:1px;background:currentColor;opacity:.8}
.cta-band h2{max-width:13em;margin-inline:auto}
.cta-band .lede{margin:0 auto 2.8rem}

/* prose (legal) */
.prose h2{font-size:clamp(1.7rem,2.6vw,2.2rem);font-weight:400;margin-top:2.8rem}
.prose p,.prose li{color:var(--fg-2)}
.prose ul{padding-left:1.2rem}
.note{font-size:.9rem;color:var(--fg-3);border-left:1px solid var(--accent);padding:.2rem 0 .2rem 1.1rem;margin:1.8rem 0}

/* assessment */
.assess{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(2.5rem,6vw,6rem);align-items:start}
.progress{list-style:none;margin:2.6rem 0 0;padding:0;position:relative;counter-reset:pg}
.progress::before{content:"";position:absolute;left:14px;top:18px;bottom:18px;width:1px;background:var(--rule)}
.progress li{counter-increment:pg;display:flex;align-items:center;gap:1.1rem;padding:.5rem 0;color:var(--fg-3);font:500 .72rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;position:relative}
.progress li::before{content:counter(pg);display:grid;place-items:center;width:29px;height:29px;background:var(--forest);box-shadow:inset 0 0 0 1px var(--rule);flex:none;font:400 1.05rem/1 var(--display);letter-spacing:0;color:var(--fg-3);transition:background .5s var(--ease),color .5s var(--ease),box-shadow .5s var(--ease)}
.progress li.done::before{background:var(--gold);color:var(--ink);box-shadow:none}
.progress li.cur{color:var(--cream)}
.progress li.cur::before{color:var(--gold-lt);box-shadow:inset 0 0 0 1px var(--gold-lt),0 0 0 4px rgba(212,187,132,.14)}
.mprog{display:none;font:500 .7rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--muted);margin-bottom:1.4rem}
.mbar{display:block;height:2px;background:var(--rule);overflow:hidden;margin-top:.7rem}
.mbar i{display:block;height:100%;background:var(--gold);width:14%;transition:width .6s var(--ease)}
.step{display:none;border:0;margin:0;padding:0;min-width:0}
.step.on{display:block;animation:rise .7s var(--ease)}
@keyframes rise{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
.step-h,.q.solo legend{font:400 clamp(1.8rem,3vw,2.4rem)/1.12 var(--display);letter-spacing:-.015em;padding:0;margin:0 0 .6rem;color:var(--ink)}
.step-h{margin-bottom:1.8rem}
.step-h[tabindex="-1"]:focus,.step-h[tabindex="-1"]:focus-visible,.q legend[tabindex="-1"]:focus,.q legend[tabindex="-1"]:focus-visible,.result h2[tabindex="-1"]:focus-visible{outline:none !important}
.q{border:0;margin:0 0 1.6rem;padding:0;min-width:0}
.q legend{font:400 1.4rem/1.25 var(--display);letter-spacing:-.005em;padding:0;margin-bottom:.8rem;color:var(--ink)}
.q .hint{margin:-.4rem 0 .9rem}
.q.solo .hint{margin:0 0 1.8rem}
.step .hint{color:var(--muted);font-size:.95rem}
.step>.hint{margin:-1.2rem 0 1.6rem}
.part-note{border-left:2px solid var(--gold);padding:.2rem 0 .2rem 1.1rem;margin-bottom:2rem}
.part-note .eyebrow{color:var(--gold-ink);margin-bottom:.35rem}
.part-note p{margin:0;color:var(--ink-2)}
.opt.off label{opacity:.45;cursor:not-allowed}
.opt.off label:hover{box-shadow:inset 0 0 0 1px rgba(20,19,16,.16)}
.optional{font-weight:400;letter-spacing:.1em;color:var(--muted);text-transform:none}
.field textarea{font:inherit;min-height:84px;padding:.7rem 0;border:0;border-radius:0;background:transparent;box-shadow:inset 0 -1px 0 rgba(20,19,16,.4);color:var(--ink);width:100%;resize:vertical;line-height:1.5;transition:box-shadow .4s var(--ease)}
.field textarea:focus{outline:none;box-shadow:inset 0 -2px 0 var(--gold-ink)}
.field textarea[aria-invalid="true"]{box-shadow:inset 0 -2px 0 #a1261b}
.later{background:none;border:0;font:500 .72rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--muted);cursor:pointer;min-height:44px;margin-left:auto;padding:0 .5rem}
.later:hover{color:var(--ink)}
.result .note{color:var(--muted);font-size:.9rem;margin-top:1rem}
.opts{display:grid;grid-template-columns:1fr 1fr;gap:.5rem}
.opt{position:relative}
.opt input{position:absolute;opacity:0;width:1px;height:1px}
.opt label{display:flex;align-items:center;gap:.9rem;min-height:58px;padding:.9rem 1.1rem;background:var(--paper);box-shadow:inset 0 0 0 1px rgba(20,19,16,.16);cursor:pointer;transition:box-shadow .4s var(--ease),background .4s var(--ease),color .4s var(--ease),transform .2s var(--ease);font-size:.98rem}
.opt label::before{content:"";flex:none;width:9px;height:9px;transform:rotate(45deg);box-shadow:inset 0 0 0 1px rgba(20,19,16,.35);transition:background .4s var(--ease),box-shadow .4s var(--ease)}
.opt label:hover{box-shadow:inset 0 0 0 1px var(--gold-ink)}
.opt input:checked+label{background:var(--forest);color:var(--cream);box-shadow:none}
.opt input:checked+label::before{background:var(--gold-lt);box-shadow:none}
.opt input:focus-visible+label{outline:2px solid var(--gold-ink);outline-offset:3px}
.opt label:active{transform:scale(.99)}
.field{display:grid;gap:.45rem;margin-bottom:1rem}
.field label{font:500 .68rem/1.3 var(--body);letter-spacing:.18em;text-transform:uppercase;color:var(--ink-2)}
.field input,.field select{font:inherit;min-height:54px;padding:.7rem 0;border:0;border-radius:0;background:transparent;box-shadow:inset 0 -1px 0 rgba(20,19,16,.4);color:var(--ink);width:100%;transition:box-shadow .4s var(--ease)}
.field input:focus,.field select:focus{outline:none;box-shadow:inset 0 -2px 0 var(--gold-ink)}
.field input[aria-invalid="true"]{box-shadow:inset 0 -2px 0 #a1261b}
.err{color:#a1261b;font-size:.85rem;min-height:1.1em;margin:0}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:0 1.6rem}
.form-nav{display:flex;justify-content:space-between;align-items:center;margin-top:2.4rem;gap:1rem;padding-top:1.6rem;border-top:1px solid rgba(20,19,16,.1)}
.back{background:none;border:0;font:500 .72rem/1 var(--body);letter-spacing:.2em;text-transform:uppercase;color:var(--muted);cursor:pointer;min-height:44px;padding:0 .5rem 0 0}
.back:hover{color:var(--ink)}
.back[hidden]{visibility:hidden;display:inline-block}
.consent{font-size:.82rem;color:var(--muted);margin-top:1.2rem}
.result{display:none}
.result.on{display:block;animation:rise .7s var(--ease)}
.form-status{margin-top:1rem;font-weight:500}
.form-status.bad{color:#a1261b}

/* footer */
footer{background:var(--forest);color:var(--cream-2);padding:6rem 0 2.5rem;font-size:.92rem}
.foot-top{display:flex;justify-content:space-between;align-items:flex-end;gap:2rem;flex-wrap:wrap;padding-bottom:3.5rem;border-bottom:1px solid var(--rule)}
.foot-top p{font:300 clamp(2.2rem,4.4vw,3.8rem)/1.04 var(--display);letter-spacing:-.025em;margin:0;max-width:12em;color:var(--cream)}
.foot-top em{color:var(--gold-lt)}
.foot{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:2.5rem;padding-top:0}
.foot h2{font:500 .68rem/1 var(--body);letter-spacing:.24em;text-transform:uppercase;color:var(--gold-lt);margin-bottom:1.2rem}
.foot ul{list-style:none;padding:0;margin:0}
.foot li a{display:inline-flex;align-items:center;min-height:44px;color:var(--cream);text-decoration:none;transition:color .4s var(--ease)}
.foot li a:hover{color:var(--gold-lt)}
.foot .brand{margin-bottom:1.2rem}
.foot p{max-width:24em}
.disclaim{border-top:1px solid var(--rule);margin-top:3.5rem;padding-top:1.8rem;font-size:.78rem;line-height:1.7;color:#a7a191}

/* reveal */
.rv{opacity:0;transform:translateY(1.8rem);transition:opacity 1.1s var(--ease),transform 1.2s var(--ease)}
.rv.in{opacity:1;transform:none}
.no-js .rv{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none;transition:none}.ledger a::before,.route,.btn .ico{transition:none}}

/* responsive */
@media (max-width:960px){
  .hero-grid,.split,.person,.assess{grid-template-columns:1fr}
  .hero{min-height:auto}
  .sticky{position:static}
  .foot{grid-template-columns:1fr 1fr}
  .progress{display:none}.mprog{display:block}
  .ledger a{grid-template-columns:3.5rem 1fr 2.5rem;gap:.6rem 1.2rem}
  .ledger p{grid-column:2/3}
  .ledger .go{grid-row:1;grid-column:3}
}
@media (max-width:767px){
  .wrap,.narrow{width:calc(100% - 2rem)}
  .steps{grid-template-columns:1fr;border-top:0;border-left:1px solid var(--rule);margin-left:3px}
  .steps li,.steps li+li{padding:0 0 2.6rem 2rem;border-left:0}
  .steps li::before{font-size:2.6rem;margin-bottom:1rem}
  .steps li::after,.steps li+li::after{left:-4px;top:.9rem}
  .opts,.grid2{grid-template-columns:1fr}
  .facts,.hero-band{grid-template-columns:1fr}
  .facts div+div,.hero-band div+div{padding-left:0;border-left:0;border-top:1px solid var(--rule)}
  .facts div{padding:1rem 0}
  .hero-band div{padding:1.1rem 0}
  .toc{columns:1}
  .foot{grid-template-columns:1fr}
  .faq .a{padding-right:0}
  .hero{padding-top:8rem}
  .btn-lg{width:100%;justify-content:space-between}
  .ledger a{grid-template-columns:2.6rem 1fr 2rem;padding:2rem 0}
  .ledger li:first-child a{padding-block:2.4rem}
  .wm b{font-size:1.08rem;letter-spacing:.1em}
  .wm small{letter-spacing:.42em}
  .photo{margin:0 1rem 1rem 0}
  .photo::before{inset:1rem -1rem -1rem 1rem}
}
.mprog[hidden]{display:none !important}